Our Purpose

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation and delivers better business results.

Job Title

Lead Software Development Engineer – Open Banking

Job Description: Lead Software Engineer for Open Banking

Who is Mastercard?
Mastercard is a global technology company. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making payment and data transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview
Open Banking is a worldwide phenomenon, gathering pace over the recent years and set to transform many aspects of retail financial services (as well as many adjacent industries). There are a number of markets already live with various forms of open banking offerings (e.g. EEA markets thanks to PSD2, or US owing to long-standing market driven initiatives). In most other markets, open banking is at earlier stages of development, yet already seeing plenty of attention from established players as well as new entrants.

Mastercard have built an initial suite of Open Banking Solutions and are now in the process of bringing them to market, commercialising and enhancing them. See www.mastercard.com/openbanking. Over the last few years we have established a large, cross-functional team that is focusing on product design and delivery. As we expand the platform’s capabilities into new markets, opportunities to offer new payment flows are being explored and offered.

Role
You will:
• Architect and provide technical leadership to unlock value from existing data lakes for new analytical purposes
• Provide technical leadership, and mentor other technical resources
• Work closely with other Open Banking architects, developers, analysts, and project managers as well as business partners / product managers and other MasterCard technology teams
• Deliver innovative, cost effective technology solutions which align to enterprise architecture standards and achieve business requirements.
• Estimate and plan new efforts

All About You
Skills and experience required for this role are:
• Ensure quality of one or more application codebases and alignment with development standards
• Applies technical capabilities within own discipline to coach and develop junior employees
• Provides input into performance appraisal process for some junior employees or team members
• Designs highly complex applications, interfaces and integration with a modest number of systems
• Integrates at an enterprise level using third-party middleware or messaging products, or by designing and implementing custom interfaces and mapping for those interfaces
• Responsible for performance engineering of the enterprise software architecture, and providing functional guidance, advice, and/or training to other application developers
• Modest advanced code development, code review and day-to-day support duties
• Group-wide and external public speaking and other communications conveying domain level directions
• Researching and evaluating tools to support domain-specific needs

Desirable skills and experience:
• Expert Knowledge of Data Pipelines or Event Stream Handlers
• Anticipate bottlenecks and adequately factor in contingency for unplanned delays
• Determine if success metrics are in place and if not, you work to define them
• Streamline and/or eliminate excess process in any area of the architecture, production operations environment, or business area where the same efforts (or issues) are repeated year-over-year

Due to COVID-19, most of our employees are working from home. We’ve implemented a virtual hiring process and continue to interview candidates by phone or video and are onboarding new hires remotely. We value the safety of each member of our community because we know we’re all in this together.

Mastercard is an inclusive Equal Employment Opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.

If you require accommodations or assistance to complete the online application process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Job Overview

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